{
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  "basics": {
    "name": "Dmitrii Votintsev",
    "label": "Chief Product & Technology Officer",
    "image": "https://dmitriivotintsev.com/images/dmitrii-votintsev.png",
    "url": "https://dmitriivotintsev.com",
    "summary": "Chief Product & Technology Officer in fintech, payments and digital assets. 17+ years from Java developer to CPTO: trading platforms, crypto wallets, Visa card programmes, a DEX aggregator and a national payment platform. Runs an AI-native product organisation where an idea becomes a working MVP in 2 to 3 weeks.",
    "location": {
      "city": "Dubai",
      "countryCode": "AE"
    },
    "profiles": [
      {
        "network": "LinkedIn",
        "url": "https://www.linkedin.com/in/dmitrii-v-60264b60/",
        "username": "dmitrii-v-60264b60"
      }
    ]
  },
  "work": [
    {
      "name": "National Payment & Digital-Asset Platform (regulated, under NDA)",
      "position": "Chief Product & Technology Officer",
      "location": "Tashkent, Uzbekistan / Dubai, United Arab Emirates",
      "startDate": "2026-02",
      "summary": "Portfolio: custodial wallet, Visa card issuance, on/off-ramp, B2B payments and crypto acquiring, CEX with trading terminal, OTC, tokenised stocks, Earn, stablecoin programme, B2B API. 6 product domains, 13 teams, 100+ people in-house and across vendors, $1M+/month budget.",
      "highlights": [
        "Own product strategy, roadmap and outcomes across 6 domains. Feb to Sep 2026: 9 products to production (CEX, tokenised foreign stocks, Alipay+ QR, bill and invoice payments, Earn, Passkeys, B2B cabinet), Apple Pay in final stage. Registered base 39K to 80K, about 15K MAU, KYC conversion 42% to 56%, new depositing clients per month 836 to 1,899, about $5M/month money flow, card turnover $1M+ with a record $100K/day.",
        "AI product-launch engine on the live platform: idea to working MVP with real integrations in 2 to 3 weeks. Discovery runs on real rails, not documents. 12 product, BA and SA roles work this way.",
        "Passed Visa due diligence for the card programme; preparing a VARA licence in Dubai; KYB/AML onboarding designed as product requirements.",
        "Rebuilt the organisation from functional teams to domain ownership in 3 months: PO + tech-lead accountability pairs, RACI, an 8-person Delivery Office, 10 OKR goals, weekly automated scorecards.",
        "Company-wide context layer with agents that detect incidents, blockers and risks. Detection from hours to minutes, MTTR improved 3 to 5 times, 30+ internal tools built by teams on it.",
        "Proof point: one architect with AI agents shipped backend, frontend and admin of a new product to staging in 9 days against a 10.5-week, 17-person plan.",
        "AI Enablement team across engineering, product and analysis: +20 to 25% delivery velocity. Authored the corporate AI policy and the agent safety model.",
        "Platform: CEX, OTC with the dealing desk, FIX connectivity, custody on Fireblocks and BitGo. Leading SOC 2; incident function built from scratch."
      ]
    },
    {
      "name": "1inch",
      "url": "https://1inch.io",
      "position": "Senior Product Owner, Institutional B2B API & AI Integrations",
      "location": "Dubai, United Arab Emirates",
      "startDate": "2025-06",
      "endDate": "2026-01",
      "summary": "Wallet, DEX aggregator, institutional APIs. 200K+ unique addresses a month, $100M+ monthly volume, 2 teams, about 20 engineers.",
      "highlights": [
        "Owned the institutional B2B API end-to-end: vision, success metrics, roadmap, PRDs, financial modelling, launch and iteration.",
        "Designed and shipped an MCP server over the API so AI agents and external clients call quotes, swaps and calculations programmatically, with no bespoke integration.",
        "Built the solution-development practice: architecture, engineering approach and AI tooling that cut solution delivery and bug fixes from 2 to 3 weeks to 2 to 3 days.",
        "Led the product projects behind the API and wallet: token management, on-chain transaction history, tokenised stock trading (atomic RFQ), NFTs, product redesign, token risk analysis and compliance.",
        "Partner integrations under VARA/AML with InfoSec and legal: Trust Wallet, Revolut, Wirex, Mercuryo, Ondo, xStocks, Sonic, OpenSea, CoinGecko, TRM Labs, Web3 Antivirus, Binance listing, Hexens security audit. Took part in the SOC 2 programme.",
        "Commercial modelling for ecosystem integrations: LTV/CAC, partner unit economics, commission structure with BD.",
        "First full-team AI-assisted workflow: +20 to 25% velocity, incident response from hours to 10 to 30 minutes."
      ]
    },
    {
      "name": "Grineo",
      "url": "https://grineopay.com",
      "position": "Chief Product & Technology Officer",
      "location": "Dubai, United Arab Emirates",
      "startDate": "2023-03",
      "endDate": "2025-05",
      "summary": "B2C crypto wallet, Visa cards, Apple Pay and Google Pay, payments, DEX aggregator. Joined with no product, no team and no process; public launch on the App Store and Google Play in October 2024. Within 7 months after launch: tens of thousands of registered users, about 80% conversion to an issued card (3K+ cards, about 1.5K active), about $1.5M monthly volume, revenue run-rate of about $0.3M a year. Team 2 to 50+, $2M+ budget.",
      "highlights": [
        "Product: wallet, then Visa card, then Apple and Google Pay. PRDs for card issuance, payment flows and AML/CFT. Non-custodial wallet and a DEX aggregator built from scratch.",
        "Economics: full P&L and unit economics. Pricing, fee structure, tokenomics, retention, ARPU, CAC, payback. Weekly KPIs, monthly P&L. Airflow and Superset funnels for conversion, retention and transactions.",
        "Partners: owned the stack end-to-end, from sourcing to CEO-level signature: banks, issuers, processor, Visa, Apple and Google Pay, KYC, on/off-ramp, liquidity. Passed Visa due diligence.",
        "Platform: iOS and Android, processing, CRM, AML/CFT back office. Custody on Fireblocks (MPC), BitGo and in-house. BTC, ETH, TRX. DEX routing via 1inch and THORSwap.",
        "Started daily AI-assisted product and engineering work in 2023. The playbook later scaled at 1inch and at national scale."
      ]
    },
    {
      "name": "Quadcode",
      "url": "https://quadcode.com",
      "position": "Chief Information Officer",
      "location": "Dubai, United Arab Emirates",
      "startDate": "2017-06",
      "endDate": "2023-03",
      "summary": "High-load B2B and B2C trading platform, white-label platform for B2B clients, custodial crypto wallet. 200K+ DAU, 65 staff, 8 international teams, 4 data centres, 3 clouds, 1,000+ servers, 200+ microservices, $20M+ budget. Chief IT Operations Officer, then CIO.",
      "highlights": [
        "Launched the custodial crypto wallet hodly.com and the OTN Ethereum token (CoinMarketCap listed); contributed to tokenomics for OTN and adjacent stablecoin projects.",
        "Owned production reliability and IT operations for the trading venue as operational deputy to the founders and CTO: critical incidents down 95%, $100M+ in potential losses avoided, infrastructure cost cut by about 50%. PCI DSS environment.",
        "Grew the operations organisation to 65 people across 8 international teams. Long-term IT strategy, budgeting, hiring, compliance."
      ]
    },
    {
      "name": "KODIBOX",
      "url": "https://kodibox.io",
      "position": "Founder & CEO",
      "location": "Estonia, remote",
      "startDate": "2019-04",
      "endDate": "2022-08",
      "summary": "B2B SaaS, Environment-as-a-Service for engineering teams. Built the product and the company from zero to break-even and exit: 4 paying enterprise customers, about $40K MRR, about $10K average contract, 100+ end users per customer.",
      "highlights": [
        "Owned P&L, pricing, go-to-market, sales playbook, fundraising for expansion, hiring and delivery."
      ]
    },
    {
      "name": "Bank-Technology",
      "position": "Engineering and management roles: Java developer, DevOps, team lead, head of department",
      "location": "Saint Petersburg, Russia",
      "startDate": "2007-06",
      "endDate": "2017-06",
      "summary": "Transactional and payment systems, distributed architecture, infrastructure operations and engineering management across fintech, banking, big data, SaaS and telecom.",
      "highlights": []
    }
  ],
  "education": [
    {
      "institution": "Peter the Great St. Petersburg Polytechnic University",
      "studyType": "Master of Engineering (MEng)",
      "area": "Computer and Information Systems Security, Information Assurance",
      "startDate": "2003",
      "endDate": "2009"
    },
    {
      "institution": "Harvard Business School Online",
      "url": "https://online.hbs.edu",
      "studyType": "CORe, Credential of Readiness",
      "area": "Business Analytics, Economics for Managers, Financial Accounting",
      "startDate": "2020",
      "score": "Pass with Honors"
    },
    {
      "institution": "Harvard Business School Online",
      "url": "https://online.hbs.edu",
      "studyType": "Data Science for Business",
      "startDate": "2022"
    },
    {
      "institution": "Harvard Business School Online",
      "url": "https://online.hbs.edu",
      "studyType": "Data Privacy and Technology",
      "startDate": "2022"
    }
  ],
  "skills": [
    {
      "name": "Product management"
    },
    {
      "name": "Engineering management"
    },
    {
      "name": "Fintech"
    },
    {
      "name": "Payments"
    },
    {
      "name": "Digital assets"
    },
    {
      "name": "Cryptocurrency exchanges"
    },
    {
      "name": "Crypto custody"
    },
    {
      "name": "Card issuing and Visa programmes"
    },
    {
      "name": "DEX aggregation"
    },
    {
      "name": "AI-native product development"
    },
    {
      "name": "AI agents in engineering operations"
    },
    {
      "name": "Incident management"
    },
    {
      "name": "Delivery metrics"
    },
    {
      "name": "Regulatory compliance: VARA, AML/KYC, PCI DSS, SOC 2"
    },
    {
      "name": "Unit economics and P&L"
    }
  ],
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    "lastModified": "2026-10-17"
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